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The Rise of the Informal Giant : Zimbabwe’s Economic Metamorphosis   The silhouette of Zimbabwe’s urban skyline is changing, but not through the construction of new glass-walled skyscrapers or the expansion of industrial zones. Instead, the change is internal, a...

The Zimbabwe Guide to Bank Loans: How the System Really Works In Zimbabwe’s unique economy, borrowing money is more than just "getting a loan." It involves navigating two different currencies (ZiG and USD), understanding shifting interest rates, and meeting strict...

ZimRe Holdings Limited (ZHL) 2025 Financial Analysis The 2025 financial year was a "breakout" period for ZimRe Holdings. The performance is characterized by significant growth in core insurance revenue and an exceptional jump in bottom-line profitability. Key...

Analysis: "Real Profit" vs. Restatement Impact NMBZ Holdings Limited | FY2025 Financial Review The Performance Paradox On the surface, NMBZ Holdings reported a decisive turnaround in FY2025, swinging from a loss to a Profit After Tax (PAT) of ZWG 251 million. However,...

Profitability vs. Restatement 1. The "Profit" Question: Organic Growth or Accounting Adjustment? The Group reported a consolidated Profit After Tax (PAT) for 2025. However, an "investor mind" must look at Note (b) in the 2025 abridged results, which confirms that...